Fraud Alert Letters and Identity Theft

Life After Identity Theft
It is always a shock to the system. When you first discover that you have been a victim of identity theft, you feel violated. It is as if someone has been living in your house, and you didn’t even know it. Then you get angry. Someone has stolen [...]

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Credit Dispute Letters Follow Ups

How To Handle Rejected Credit Disputes
Your goal is to raise your credit score so you can enjoy lower interest loans, lower insurance premiums, a more affordable mortgage, and all the other benefits of good credit. You have already gotten copies of your credit report, and identified the negative items that are bringing down your [...]

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Sample Credit Card Letter to Dispute Charges

An overview and sample of how to draft a letter to dispute credit card charges.
No matter if you agree with the concept or not, the fact is that if an item appears on your credit or charge card statement, the merchant and credit card company view the items on that bill as “their money” from [...]

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Credit Letter Levers and Fast Credit Repair

Secrets to Fast Credit Repair
When you have bad credit or a low credit score, the faster you can fix the problem, the faster you’ll have more money in your pocket. The interest rates you pay on loans will start falling, and you might even find the premiums you pay on life, health, and auto [...]

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Sample Credit Repair Letters More Questions About Being Right For You

The Key To Free Credit Repair
There are any number of credit repair companies, counselors, and “non-profit” agencies that are eager to help you fix your financial problems – for a price. Sometimes that price can be considerable. However, it is possible to repair your credit yourself, for free. Even the Federal Trade Commission [...]

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Sample Credit Repair Letters Are They Right For Me?

Is Free Credit Repair Possible?
The cost of having a poor credit rating is growing higher each and every day. It literally pays to improve your credit score. You’ll get better interest rates on loans, lower premiums on insurance, and maybe even a better job. But, is it possible to repair your credit [...]

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Credit Report Request Letters Optional

3 Ways to Get Your Credit Report.
If you will be getting a car loan or applying for a home mortgage anytime soon, it is critical that you know what is in your credit report. After all, the first thing your potential lenders will do after you apply for a loan is to check your [...]

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Credit Repair Letters Can Help You

Three Ways A Simple Credit Repair Letter Can Help You.
Having a credit problem is serious business, and fixing that problem should be done in a business-like manner. Picking up the phone and yelling at the lender’s customer support representative is not going to help repair your credit; in fact, it may make it worse. [...]

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Credit Dispute Letters From The Internet Could Be A Bad Idea

Why Sending Credit Dispute Letters From The Internet Is A Bad Idea.
A successful credit dispute letter is a wonderful thing. It can delete negative items from your credit report and eventually raise your credit score. It can stop a collection company from harassing you. You will reap the rewards of lower interest [...]

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